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Whether you are a first time home buyer, purchasing your second or third home, buying an investment property or investing in a vacation home, buying is a huge decision. It can be one of the most rewarding and one of the most stressful experiences a person can have. Navigating the tricky waters of buying a home is no easy task. But, a good real estate agent can help. As you go through the buying process, you will normally take the following steps:

  • Determine your goals
  • Get pre-approved for a loan
  • Find a good real estate agent
  • Find your dream home
  • Negotiate and strike a deal with the seller
  • Lock down the financing
  • Finalize the deal
  • Owner financing -Contract for deed properties usually want 10% down of the sale price of the house to do a cd. Credit usually not an issue.


  1. I have lenders that can do 0 down loans in rural areas.
  2. Fha loans 3 to 3.5%  down
  3. Conventional as low as 3% down
  4. Mortgages with $1000 down..
  5. There are lots of options for you to buy a home contact us today . You will be happy you did.